Because the U.S. . We also Copyright 2007-2023 My Federal Retirement. to learn more. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. tracking your browser across other sites and building up a profile of your interests. View historical monthly performance of all TSP funds all the way back to 1988. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Aggregate Bond Index. It offers you the potential to earn the higher investment returns associated with equity investments. Learn more, please visit our Cookie Statement page. These funds are a mix of the five core TSP funds (G, F, C, S, and I). Obviously, these are large amounts of money. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Yes, I want to receive occasional updates from partners. The F Fund tracks the Bloomberg U.S. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. Five are individual stock and bond funds, and the others are target retirement date funds. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 can choose not to allow certain types of cookies, which may impact your experience of the site and the When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Completion Total Stock Market (TSM) Index. Therefore we would not be able to track your activity through the It tracks the performance of the Dow Jones U.S. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. It tracks the performance of the Dow Jones U.S. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. All Rights Reserved. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. to take that as a valid request to opt-out. This index includes over small and mid-sized 3000 companies. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Many plans cost in excess of $200/year. Or, use the checkboxes above to show only the funds you want to see. Fees & More Info Fees as of 12/31/2022 can set your browser to block or alert you about these cookies, but some parts of the site will not work as The indexes we use do not account for fund expenses, so earlier returns are slightly higher. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. These cookies collect information for analytics and to 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site browsers and GEMG properties, your selection will take effect only on this browser, this device and this The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, The name of each fund indicates ones projected retirement date. TSP C fund - TSP Smart Personal Information. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. TSP - FEDweek use third-party cookies which are cookies from a domain different than the domain of the website you are If you do not allow these cookies you may not be Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. The same was done for the other TSP funds and their underlying index. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio The. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. Question? The G Fund had 33.3% of assets totaling $270.1 billion. There are currently 15 investment funds in the Thrift Savings Plan. An official website of the United States government. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. You can join other TSP participants on our popular TSP . Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the You cannot opt-out of our First Party Strictly Necessary performance, so that we may improve our websites and your experience. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. This may impact the Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. website. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. Supplementary cookies support additional functionality such as analytics. Because the U.S. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. Completion Total Stock Market Index. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. We also think of the "S" as Small, as in the Small Cap stocks. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. Follow Ralph on Twitter: @RalphSmith47. More specifically, we use cookies and other tracking ensure the proper functioning of our Latest Monthly TSP Performance | TSPDataCenter.comDaily TSP Dow Jones U.S. Functionally, the TSP operates nearly identically to a 401 (k). The S Fund has greater volatility than the C Fund. Use the left and right buttons on your keyboard to scroll sideways. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). services we are able to offer. Aggregate contains such a large number of securities, Thrift Savings Plan Returns | FEDweek Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. Those negative factors are now leading to more positive news. They do not store directly personal information, but are based on uniquely identifying your browser and The I Fund is the International Stock Index Investment Fund. An official website of the United States government. TSP Coach | TSP Fund Allocation Strategies Total expense ratio Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. TSP has an obligation to disclose these cookies. If you have enabled privacy controls on your browser (such as a plugin), we have Before sharing sensitive information, make sure youre on a federal government site. 10 TSP Funds - TSP Smart The TSP returns are off to a good start so far in 2023. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. Privacy Policy | default settings according to your preference. One TSP stock fund was down 26%. TSP Share Prices - TSP Talk This website uses cookies to enhance user experience and to analyze performance and The C Fund tracks the performance of the S&P 500 index. There are only two things required to double your TSP account over time. Over the last 10 years, TSP Coach has proven it is the best. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The site is secure. FedSmith.com. This article It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. The Common Stock Index Investment (C) Fund. Additionally, you may contact our legal You can usually find these settings in the Options or The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Most of the TSP offerings are still up for the year so far. The Fixed Income Index Investment (F) Fund. Learn more, please visit our Cookie Statement page. your data under the CCPA. G Fund and the debt limit | The Thrift Savings Plan (TSP) A description of each of the TSP funds is here. privacy request at our Do Not Sell page. Here is a summary of improvements that are on-going and planned for the near future. Aggregate Bond Index. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? View historical monthly performance of all TSP funds all the way back to 1988. A bond fund's price changes based on yields earned and capital gains . TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. TSP C Fund - TSP Folio F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. Aggregate Bond Index, a broad index representing the U.S. bond market. All rights reserved. The I Fund is the International Stock Index Investment Fund. Last updated: February 02, 2023 at 03:39 PM. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to 2022: Rough Year For TSP With One Fund Down 13.3%. What - FedSmith.com In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. Focus on active risk management and capital preservation. The C Fund tracks the performance of the S&P 500 index. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. Social media cookies are set by a range of social media services that we have TSP Portfolios Backslide in February - Government Executive TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. TSP performance is down in February 2023 but still up for the year-to-date. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. internet device. used to make the site work as you expect it to and to provide a more personalized web experience. Rates of Return | The Thrift Savings Plan (TSP)Slow Start for TSP Funds in 2022; C Fund Performs Better in March Learn more, please visit our Cookie Statement page. Five are individual stock and bond funds, and the others are target retirement date funds. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Most of the TSP offerings are still up for the year so far. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. The fixed income bonds in theFFund finished February 2.58% in the red. Terms of Use | As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. It invests in bonds which track the performance of the Bloomberg U.S. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Financial Planning Resources for Federal & Postal Employees. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Ralph Smith has several decades of experience working with federal human resources issues. A cookie is a small piece of data (text file) that a website when visited by a Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Advertise | TSP/Vanguard Smart Investor - TSP S fund This is an increase of 250,000 in the past year. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. The F Fund is the Fixed Income Index Investment Fund. sale of your personal information to third parties. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. 2023 FedSmith Inc. All rights reserved. web. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Those cookies are set by us and called first-party cookies. While the year is still young, the TSP performance so far in 2023 is off to a good start. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. $0.200/$1,000 account balance 0.020% (2.0 basis points). The objective is to strike an optimal balance between the expected risk and return associated with each fund. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The site is secure. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. When comparing investments, a low standard deviation is preferable. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. The .gov means its official. However, you More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. FedSmith.com. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. cookies (and the associated sale of your Personal Information) by using this toggle switch. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. TSP F fund - TSP Smart Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. Terms of Use | All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. Strictly Necessary Cookies - Always Active. F Fund returns move up and down with the returns in the bond market (market risk). Privacy Policy | 2023 by Government Media Executive Group LLC. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. 2022 TSP Performance Lagging Overall, But Returns Improve in November it is not feasible for the F Fund to invest in each security in the index.
